Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...