Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...