A systematic withdrawal plan can turn your mutual fund savings into a monthly income stream, but it works only when withdrawals are paced carefully and the portfolio is managed sensibly.

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. As a result of the recent decline in economic activity and the ...

As retirement planning evolves and baby boomers leave the workforce, industry focus is shifting towards creating sustainable income to support retirees throughout their golden years. A new ...

Investors today are increasingly inclined toward disciplined and strategic approaches to grow and manage their wealth. In India, two financial tools are structured yet flexible: the Systematic ...

An investor's instinct to live off 'income' and not 'touch capital' is a common bias. Understanding it can lead to better, ...

The question,“Will my principal stay intact while I do SWP?” surfaced during a discussion on the popular, evergreen theme — systematic withdrawal plans (SWP). The interlocutor was a retired man, a ...

This comprehensive study analyses retirement-income bucket strategies versus the traditional systematic withdrawal approach. The primary advantage of these strategies lies in their ability to address ...

An SWP does not automatically ensure that your investment lasts forever. The longevity of the plan depends on the withdrawal amount relative to the fund’s returns.

Even though we’re living in an increasingly cashless world, there are still times when you need to withdraw cash. Case in point, my local coffee shop is cash-only. That means whenever I’ve craving one ...

There are many types of retirement income generators (RIGs) that each produce different amounts of retirement income. My Retirement Income Scorecard compares the amounts of retirement income that are ...