Dave Ramsey on Instagram: "What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a lot of money but still live paycheck to paycheck. On top of that, married couples need to budget their money TOGETHER. I do not have an income. My wife and I have an income. It’s as much hers as it is mine: spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you set goals together.