My mother-in-law had sold everything she owned—her house, her small plot of land—just to cover her eldest son’s mounting gambling debts. A month later, she was forced to move into a tiny rented room, scraping by on what little remained of her modest Social Security check. I quietly went to her little apartment and placed something in her bedroom—and that’s when a truth I never could have imagined came to light. Years ago, Margaret Collins was the pride of the Collins family. She owned a beautifu

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